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DO NOT refinance (without talking to me first)
It looks like all the unscrupulous mortgage lenders out there are looking for creative ways to generate revenue during a slow time in our industry. Once again, the preferred method of revenue generation seems to be the time-honored NCR: Needless Cash-out Refinance. Some time ago I sent out an email detailing the different ways to pull cash…
Read MoreMoving to a new state?
Make a Smooth Move to a New State With This Simple Guide Moving to a new state can be an overwhelming process when you start adding up all the costs, tasks, and services you need to plan for. Packing, changing jobs, getting acquainted with the new area, and finding the perfect home are just a…
Read MoreHow to find the best mortgage lender in Austin
There has been a lot of talk about the American dream lately, and many folks are feeling like it is slipping further and further away for the average middle class family. But the folks at Highlander Mortgage certainly don’t believe that and they get up every single day with one goal in mind, and that…
Read MoreCan I Afford A Mortgage Loan In Austin?
There may be no single more confusing form of math in use today than that of financing and mortgaging. Many people think getting and paying for a mortgage loan in Austin to purchase a house, or even just refinancing or using a little home equity to consolidate or pay bills, is all a simple and…
Read MoreHow to find a mortgage broker in Austin
Ever since the financial downturn during the Great Recession, the already flailing trust in the banking and financial systems has gotten even worse. Big banks and lenders were clearly and publicly exposed for their unethical and irresponsible practices. People felt betrayed, hurt, and angry. Now, over ten years later much of that sentiment still remains…
Read MoreHow do I find the best mortgage broker in Austin?
Buying or refinancing a home can be one of the most stressful and sometimes even scariest financial decisions that you can make. This is especially true in uncertain economic times with shifting markets and fluctuating interest rates. You might be concerned that a preapproval will be hard to secure or that, if you don’t have…
Read MoreIs it really a good time to refinance your Texas Mortgage?
June 11, 2019 Normally, when purchase transactions slow down, mortgage companies all of the sudden see refinance opportunities for everyone – even when they’re not there! The reasons for this should be obvious to anyone paying attention. But this time our competition is actually telling the truth – this may actually be a good time…
Read MoreBeware of the cash-out!
January 17, 2019 I have recently seen A LOT of ads from mortgage companies advertising the ability to “consolidate your debt”. Sounds great, but what’s the real story? What they are doing is trying to get you into a cash-out loan. Cash-out loans are not a bad thing, and debt consolidation may be the way…
Read MoreMy experience with a well-known competitor
October 15, 2018 I wanted to drop a quick note and tell you about my recent experience with a mortgage lender that you have definitely heard of (they advertise A LOT on TV, radio, and internet banner ads). I don’t want to say their name for fear of legal reprisals, so let’s just call them…
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