Refinance for free!

Let's face it, interest rates are too high right now. But we at Highlander Mortgage think rates will be going down at some point in the near future, and we don't want you to be stuck with a high interest rate any longer than you have to be. That's why Highlander Mortgage will cover your closing costs when it's time to refinance. Specifically, we will cover all non-recurring settlement charges on a rate/term refinance, up to 1% of the loan amount.

For all loans that meet the following criteria:

 -  The property being refinanced is a primary residence
 -  The loan being refinanced is a purchase loan originated by Highlander Mortgage
 -  The refinance is a rate/term refinance (not a cash-out)
 -  You must make at least 6 timely payments before the close date of the refinance
 -  The new loan must be a fixed-rate loan
 -  Refinance close date must be within 48 months of close date of the original purchase
 -  Application date must be between May 1, 2025 and August 31, 2025

That's right: you have FOUR YEARS to take advantage of this program! We're pretty sure rates will come down at some point in the next FOUR YEARS.

Here are the settlement charges we will cover:

-  Standard lender fees (Admin fee, credit report fee, appraisal fee, doc prep fee)
-  ALL title fees
-  ALL recording fees

Here are the settlement charges we will not cover:

-  Prepaid interest, taxes and insurance
-  New escrow account funding
-  Discount points

Feel free to contact your loan officer directly if you have any questions or need more information.