The Highlander Mortgage Team

Highlander Mortgage is a full-service mortgage company located in Austin, Texas. We have been in business since 2008 and we are still going strong today by providing you with the lowest mortgage rates you'll find anywhere on the following home loans:

  • Conventional loans
  • FHA loans
  • VA loans
  • Jumbo loans
  • Home Equity loans
  • Purchase-money second liens
  • Primary Residence, Second Home, Investment Properties

We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.  Also, we use the latest technology to ensure that your personal information stays secure. When it comes to security, most of our competitors do not have anything close to what we have!

 

We're not just loan officers - we're homeowners too!

We're not some call center guy in West Palm Beach who sees you as a number - we are Austin-area homeowners just like you are, or want to be! In fact, we were even first time home buyers once! We have bought homes, sold homes, made mortgage payments, called electricians and plumbers (after unsuccessfully trying to do our own repairs), made home improvements, mowed our own lawns, hired people to mow our lawns for us - you name it.

Our philosophy regarding home loans is very simple: no two clients are exactly alike and no two situations are exactly alike; therefore, a one-size-fits-all approach to mortgages is never in the best interest of our clients.

Click here to meet our team

We are long-term thinkers who advise our clients against "quick fixes" and in favor of long-term stability and personal wealth-building. The more money we can save our clients over the long term, the better. Our goal is to deliver a mortgage experience that is second-to-none so you will want to tell all your friends and family about us. We can't do that unless we provide exceptional customer service and rates that are the lowest in the marketplace.

At Highlander Mortgage, we believe that our first-class service should not stop once the transaction is complete. So we make sure that all of our clients understand that they can call us any time they have a question about anything related to mortgages. (Of course they can ask us a question about anything else, but we only claim to be experts when it comes to mortgages!)

Ashby McDonald, the owner, has over fifteen years of experience in the mortgage industry as a loan officer and broker. After obtaining a bachelor's degree in Finance from the Cox School of Business at Southern Methodist University in Dallas, Texas, Ashby spent six years in corporate finance in the area of strategic planning and mergers and acquisitions. Then he found his true calling: to help individuals, rather than large corporations, achieve their financial dreams.

First-Time Home Buyers
If you are a first time home buyer, there are certain programs that Highlander Mortgage wants you to know about:

FHA loans only require 3.5% down!

FHA is the way to go if you have a steady job but not a lot of savings. You only need a 620 credit score and 3.5% down payment. What's even better: that 3.5% down payment can come from a family member!

A low-cost home loan with only 3% down is closer than you think!

With an uncertain economy and the lowest interest rates in history, 3% down is the way to go if you can qualify, and qualifying is a lot easier than you think with our low-cost 3% down options, designed to save you money now and in the future. There are income limitations for this type of loan, so click here for more details!

Austin Home Loan Information
Highlander Mortgage wants you to be armed with as much information as possible to make an informed decision about your Mortgage. That's why we have created a Texas Mortgage Crash Course that can answers some basic questions about Texas home loans.

Do You Have Mortgage Questions or Concerns?
If you have any home loan questions or concerns, please call us at (512) 501-3624 and speak with one of our experienced Loan Officers today or use our Ask an Expert interface and we will get back with you as soon as we can!

Make it a great day!

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

FHA Loans

VA Loans

Conventional Loans

Home Refinance Loans

Jumbo Home Loans

Home Purchase Loans

What our clients are saying

  • Scott Dill was extremely helpful refinancing our house, gave us a great rate on 1st attempt and was helpful guiding us through any extra information required to close.

    John Marques Avatar John Marques

    Scott Dill is a true professional. He is very knowledgeable and helped us through the refinance process in lightning speed. He answered all of our questions and he took the... read more

    Jane Sevier Avatar Jane Sevier

    Transparent and efficient!

    Wanda Hernández Avatar Wanda Hernández

    Ashby is the best. Not only was our closing cost thousands less than other offers but we closed on our refi within a week of finalizing the details. He is... read more

    Alex Victor Avatar Alex Victor
  • Scott Dill has produced two mortgages for us and could not have performed more superbly on both. His professionalism, industry knowledge and inside-out understanding of the process resulted in... read more

    Dale Fisher Avatar Dale Fisher

    I literally never write reviews, but my experience with Ashby deserves more than 5 stars. As a first time home buyer, he made the whole process a breeze. He proved... read more

    Caleb Theimer Avatar Caleb Theimer

    I had a fantastic experience working with Ashby Mcdonald on the purchase of my new home. From start to finish, they made the entire process smooth, efficient, and stress-free. I... read more

    Roberto Campos Avatar Roberto Campos

    Highlander Mortgage helped me refinance my existing loan. Ashby worked quickly and efficiently to get me pre-approved. The closing process was fast and well-organized. His online portal made it very... read more

    Eunice Duong Avatar Eunice Duong
  • I had a great experience with Ashby and Highlander Mortgage. They not only had the lowest rate, he was very responsive to my questions as well. Much better experience than... read more

    Justin Hallonquist Avatar Justin Hallonquist

    Ashby was great to work with as a first time homebuyer! He patiently explained many aspects of the borrowing process. He did all the behind the scenes work... read more

    Alex Santiago Avatar Alex Santiago

    Ashby was great to work with! The process was easy. I fully expected it to be difficult going into it, but Ashby made it seamless! I highly recommend Highlander mortgage... read more

    Christina Hladik Avatar Christina Hladik

    Scott Dill at Highlander Mortgage has been my loan officer for my last 4 transactions (home purchase and several refi's). He's always been punctual, attentive, communicates well and often... read more

    John L Avatar John L
  • Ashby was knowledgable, professional, and helpful. We were first time home buyers, and he went above and beyond to meet with us, explain the process, and help us wrap our... read more

    julia terstriep Avatar julia terstriep

    First-time homebuyer here! I gotta say I was STRESSED. Scott was there to reassure me the whole way. He always answered calls and texts, had ALL the answers, worked hard... read more

    Heather England Avatar Heather England

    Ashby is so easy to work with and very helpful. He was able to get us a great interest rate in a tough market. I cannot recommend him enough.

    Konleigh Kemnitz Avatar Konleigh Kemnitz

    Overall very pleasant experience. We been very happy with Ashby and can only recommend him. Thanks so much

    Esther Cordova Avatar Esther Cordova
  • I have had great experiences with Ashby on both of our transactions. We got condo mortgages from him twice, and he had the best rates and lowest fees. ... read more

    Nathan Hood Avatar Nathan Hood

    Scott is the man for the lowest interest rates and high level of service. When partnering with a Lender for a home purchase you need someone with professionalism... read more

    Ainsley Mullins Avatar Ainsley Mullins

    I worked with Ashby at Highlander on a refinance for my home. It was my first time going through a refinance and Ashby was a great resource for answering my... read more

    Kelsy Kliesen Avatar Kelsy Kliesen

    Scott was a pleasure to work with, he was extremely responsive and proactive throughout the entire process and he went above and beyond to ensure we close the deal as... read more

    Balint Kurnasz Avatar Balint Kurnasz