USDA Loan Programs
The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.

RHS Loans are an attractive option because:

• Minimal closing cost
• Low or no down payment

RHS loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes

USDA loans, however, do have income and property limitations - there is a household income upper-limit, and the property must be eiligible for USDA financing.  To find out if you meet the income qualifications, please feel free to call us at 512-203-7919 or contact us via email.  To find out if a particular property qualifies for USDA financing, click here.