Conventional Loans

Conventional Loans:

Texas Conventional loans are Texas mortgage loans offered by non-government-sponsored lenders. These loan types include:

  • Fixed Rate Loans
  • Adjustable Rate Loans (ARMs)
  • Combination (Hybrid) Loans
  • Balloon Mortgages and Pledge Asset Loans
  • Jumbo / Construction Loans
  • Reverse Mortgage


Basically, any Texas mortgage that is not an FHA loan or a VA loan is a Texas conventional loan.  It is often used inter-changeably with a Texas conforming loan, but in reality, all Texas conforming loans are Texas conventional loans, but not all Texas conventional loans are Texas conforming loans. 

If you have any questions about this loan program, please click here.   If you would like to see if you can qualify for this loan, please click here.


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