Your Austin Mortgage Experts
Highlander Mortgage is a full-service Texas mortgage broker. We have been in business since 2004 and are still going strong today by providing you with some of the lowest mortgage rates in Texas on the following home loans:
- Conventional Mortgage loans
- FHA Mortgage loans
- Home Equity loans
- Purchase-money second liens
- Rural Development USDA loans
- VA Home loans
- Jumbo Mortgage loans
- Primary Residence, Second Home, Investment Property
We are a mortgage brokerage firm located in Austin, Texas. We have very little overhead, and we utilize the latest technology to deliver the best possible service at the lowest possible cost.
We’re not just loan officers – we’re homeowners too!
We’re not some call center guy in West Palm Beach who sees you as a number – we are Austin-area homeowners just like you are, or want to be! In fact, we were even first time home buyers once! We have bought homes, sold homes, made mortgage payments, called electricians and plumbers (after unsuccessfully trying to do our own repairs), made home improvements, mowed our own lawns, hired people to mow our lawns for us – you name it.
Our philosophy regarding home loans is very simple: no two clients are exactly alike and no two situations are exactly alike; therefore, a one-size-fits-all approach to mortgages is never in the best interest of our clients.
We are long-term thinkers who advise our clients against “quick fixes” and in favor of long-term stability and personal wealth-building. The more money we can save our clients over the long term, the better. Our goal is to deliver a mortgage experience that is second-to-none so you will want to tell all your friends and family about us. We can’t do that unless we provide exceptional customer service and rates that are the lowest in the marketplace.
At Highlander Mortgage, we believe that our first class service should not stop once the transaction is complete. So we make sure that all of our clients understand that they can call us any time they have a question about anything related to mortgages. (Of course they can ask us a question about anything else, but we only claim to be experts when it comes to mortgages!)
Ashby McDonald, the owner, has over ten years of experience in the mortgage industry as a loan officer and broker. After obtaining a bachelor’s degree in Finance from the Cox School of Business at Southern Methodist University in Dallas, Texas, Ashby spent six years in corporate finance in the area of strategic planning and mergers and acquisitions. Then he found his true calling: to help individuals, rather than large corporations, achieve their financial dreams.
Highlander Mortgage can do Texas purchase loans and Texas refinance loans throughout the enitre state with a primary focus in the following cities: Austin, Cedar Park, Leander, Round Rock, Georgetown, Pflugerville, Buda, Westlake, Rollingwood, Jester, Bee Cave, Great Hills, Scofield Farms, Jonestown, Spicewood, Northwest Hills, Cat Mountain, Enfield, Tarrytown, Mt Bonnell, Steiner Ranch, Circle C, Avery Ranch, Downtown Austin, Barton Springs, Granite Shoals, Wimberly, San Marcos, Dallas, Carrollton, Farmers Branch, Addison, Plano, Frisco, Richardson, Highland Park, University Park, and Oak Cliff.
Austin First-Time Home Buyers
If you are a first time home buyer in Austin, there are certain programs that Highlander Mortgage wants you to know about:
FHA only requires 3.5% down!
FHA is the way to go if you have a steady job but not a lot of savings. You only need a 620 credit score and 3.5% down payment, and you will get the same interest rate as someone putting 20% down or more! What’s even better: that 3.5% down payment can come from a family member!
A low-cost home loan with only 5% down is closer than you think!
With an uncertain economy and the lowest interest rates in history, 5% down is the way to go if you can qualify, and qualifying is a lot easier than you think with our low-cost 5% down options, designed to save you money now and in the future. Click here for more details about our great loan options available with only 5% down!
Austin Home Loan Information
Highlander Mortgage wants you to be armed with as much information as possible to make an informed decision about your Texas Mortgage. That’s why we have created a Texas Mortgage Crash Course that can answers some basic questions about Texas home loans.
Do You Have Mortgage Questions or Concerns?
If you have any home loan questions or concerns, please call us at 512-501-3624 and speak with one of our experienced Texas Loan Officers today or use our Ask an Expert interface and we will get back with you as soon as we can!
Make it a great day!